If it’s expensive or isn’t delivering, re-design it

DESIGN IS KEY

If an insured benefit is becoming too expensive, or isn’t delivering what you expected, we’ll help you de-construct it to gain a clearer understanding of your design and pricing options.

There’s not a lot to be gained by renewing a scheme that isn’t fully meeting your needs. So, before we ask any insurers to quote, we’ll produce a detailed plain English summary of the strengths and weaknesses of your current contracts – giving you valuable information about

  • Gaps in cover, and where you might be over-exposed
  • Changes in legislation
  • New plan designs
  • More tax-efficient ways to structure things

Our consultative approach always focuses on what will work best for your circumstances and your business. Feedback tells us our customers feel better informed and more confident to make changes as a result of this process.

 
“Through diligent assessment of the market and tough negotiations on our behalf Fulcrum has saved us many thousands of pounds on our staff benefits.  As well as major cost savings, the team at Fulcrum are exceptional in their professionalism and customer service”.
Ger Kirk – VP OperationsCalnex Solutions Ltd

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