If it’s expensive or isn’t delivering, re-design it

DESIGN IS KEY

If an insured benefit is becoming too expensive, or isn’t delivering what you expected, we’ll help you de-construct it to gain a clearer understanding of your design and pricing options.

There’s not a lot to be gained by renewing a scheme that isn’t fully meeting your needs. So, before we ask any insurers to quote, we’ll produce a detailed plain English summary of the strengths and weaknesses of your current contracts – giving you valuable information about

  • Gaps in cover, and where you might be over-exposed
  • Changes in legislation
  • New plan designs
  • More tax-efficient ways to structure things

Our consultative approach always focuses on what will work best for your circumstances and your business. Feedback tells us our customers feel better informed and more confident to make changes as a result of this process.

 
"Malcolm thinks in a much more creative and strategic way than the average broker."
Stephen Dunn, Group HR DirectorThe Miller Group

MORE TESTIMONIALS

Are you an IFA?

Fulcrum helps independent financial advisers who aren’t insured benefits experts to deliver a more complete service.

FIND OUT MORE