We help employers to design, buy and run insured benefit schemes

ABOUT US
Malcolm Brebner established Fulcrum in 2007, after 25 years in the industry. Today more than half of our customers are multi-national companies – and 80% have switched to us from other advisers.
What have we brought to the table that they weren’t already getting?
Experience
Senior people who know their way around contract detail, and have strong insurer relationships.
Creativity
The ability to spot unconventional solutions – and deliver them.
Speed
When you’ve got an insurance problem you need explanations, options and answers – quickly. Our people have the experience to get to the root of the problem and the contacts to get things done.
Continuity
We know our customers, and they know us. Can you say the same about your current service provider?
Attitude
We want you to think of us as an extension to your own HR team; to feel free to ask us questions on any insurance/benefit related issue.
Meet the Team

Malcolm Brebner
Director

Vivien Brebner
Financial Director

Michelle Morland
Group Risk Analyst

James Isted
Account Executive

Megan Hartley
Administration Support

Let’s talk about
your Expatriate Cover
What Our Clients Say
Partnerships built on trust, results, and understanding - here's what our clients have to say.









