Business Travel Insurance for Companies

The team at Fulcrum can arrange business travel insurance that protects employees worldwide - from everyday sales trips to high-risk assignments - with 24/7 cover, peace of mind, and practical support when it matters most.

Comprehensive Cover for Global Business Travel

Protection for every destination and situation

The insurers we work with cover everything from routine trips to high-risk assignments under one annual contract.

One policy for all travellers - no need to nominate individuals
Unlimited short-duration business trips worldwide (including within the UK)
Unlimited medical and repatriation expenses
24/7 global support and peace of mind
No pre-existing health exclusions - as long as you’re not travelling against medical advice and aren’t travelling to seek medical advice or treatment
Short duration holiday cover at the start or end of a business trip (not exceeding the length of the business trip) - including cover for more recreational activities than most personal policies

Travel with Peace of Mind – On Us!

Enjoy complimentary annual holiday cover for your company’s directors and their immediate family. Your directors, partners, and children are also fully insured for leisure travel, with no pre-existing health exclusions. Coverage extends even when they travel independently, subject to holiday-duration and child-age limits.

Specialist Protection for High-Risk Situations

It’s a changing world, so there will always be some destinations that insurers need prior notice about, before they confirm cover (if these are places you expect to travel to you need to flag them when your policy is priced and renewed – if they aren’t anticipated at the outset you should always confirm cover before you travel).

Kidnap & Ransom cover with access to expert assistance
Financial support for crisis management situations
Specialist advice for employers with staff in high-risk destinations
Enhanced protection to meet your duty of care obligations

Did you know?

Our policies can even cover flights for replacement staff when an original traveller falls ill, helping minimise downtime and lost opportunities

Let’s talk about your business travel insurance

What Our Clients Say

Partnerships built on trust, results, and understanding - here's what our clients have to say.

    “By identifying and recognising our specific requirements and priorities, Fulcrum has helped us to tailor our company benefits around a relatively strong local National Health Service. This has resulted in significantly reduced insurance costs without reducing the speed or quality of care. We have always found their honest and pragmatic approach to be a good fit with our own business.”

    “With our previous provider, I always felt like ‘just a number’ calling them with any queries – whereas an expert outfit like Fulcrum offers personalised service. After meeting them, we discovered there is much to insurance plan design which can impact massively on premiums”.

    “Your team are a credit to Fulcrum. Michelle has been excellent with progress and updates to the schemes we’ve implemented.”

    “Fulcrum has helped us to protect more employees, through better plan design.”

    “Fulcrum thinks in a much more creative and strategic way than the average broker, and as a result provides a much higher value of service.  We have saved approximately £50k in direct costs and far more in management time, as administration is far simpler.”

    “Good engineers are thin on the ground and it’s important to us to attract and retain some of the best in the industry. Feedback tells us our employees value the benefits aspect of their package, and we are keen go the extra mile with this. We have found Fulcrum’s service to be second to none, extremely knowledgeable and professional.”

    “Our experience with the team at Fulcrum has been nothing short of fantastic. They are friendly, approachable and very quick to respond to any queries. They spend time to explain situations and processes, to ensure that we understand them fully which demonstrates their dedication to great customer service”.

    “Fulcrum’s advice and hands on approach has enabled us to provide a competitive and comprehensive Benefits package for our Employees.”

    “I was initially sceptical that Fulcrum would be able to help us with our staff benefits packages as I felt we already had good value from providers. However, their careful and methodical analysis, combined with some innovative thinking, ended up with a great result with considerable savings for us. What’s more, the savings kicked in immediately. We continue to be delighted with their service.”

    “Through diligent assessment of the market and tough negotiations on our behalf Fulcrum has saved us many thousands of pounds on our staff benefits.  As well as major cost savings, the team at Fulcrum are exceptional in their professionalism and customer service”.

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